Bhavya brings a wealth of experience and expertise in retail banking and products. He served as Head of Personal Financial Services at Bank One Limited in Mauritius and has over 20 years of global experience, having worked for HSBC Group in London (UK), Jersey (Channel Islands), Chicago (USA), and India. He holds a Bachelor’s degree in Science, Management from the University of London, UK and a Master of Business Administration from the University of Delhi, India.